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Andy Ackerman
Vandermorgan Realty
3401 Washington Rd
Martinez, GA 30907
Phone: 706-254-2322
Email: andy@vandermorganrealty.com


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Augusta GA Short Sale Expert

 

 

Augusta GA Short Sale Specialist

Short Sale Specialist in Augusta GA

What is a real estate short sale in Augusta GA?

A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.What does it take to qualify for a Augusta GA Short sale?Short Sale Specialist Realtor in Augusta GAWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Augusta GA short sale.

  1. Negative Equity - The proceeds from the sale of the property, after all closing costs are paid, are less than the amount currently owed on the property,
  2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
  3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few. Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell.

Is it possible for me to get money back for completing a short sale?

Until recent times, it was almost unheard of for a home owner to get money back in a short sale. Things have changed for the better. The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program. We have seen home owners get as much as $35,000 back to complete a short sale.Who will pay the Augusta GA short sale Realtors® commission?In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Augusta GA short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

How Can a Augusta GA short sale specialist help me?

As a Augusta GA short sale specialist, I have helped many home owners who are in a Short Sale Realtordifficult financial season get a fresh start with a short sale. Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced. Experience is everything when it comes. I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender. Visit my website for more information on the short sale process.

 

 

Andy Ackerman

License Number: 349007

VanderMorgan Realty

PHONE: 706-254-2322

augustashortsaleexpert.com

~ Your Augusta GA Short Sale Specialist Realtor® ~

Testimonials Page

In 2009 my family and I received military orders to a different state. We owned a home in our previous state and buying was to our gain in our new state. We tried to sell our previous home with several different real estate agents. We had no success. In 2011 we went with Andy Ackerman. We decided to do a short sale. Within a few months our family was down a mortgage and back on our financial track. Andy worked with us when we could not be present. He is flexible, professional, knowledgeable, and someone our family hopes to do business with again. I recommend him to anyone I know looking to buy or sell! -Hermie and Lauren I., U.S. Navy Active Duty
Dear Andy - Your patience and diligence in dealing with all of us was so appreciated. We were so happy with you and your personal care in helping us find the perfect home for our family. Id be delighted to use your services as well as recommend you to others. The Maddoxs
Dear Andy, What a nice suprise it was to be called in to collect and unexpected check! Its wonderful to live in a world where there are people who have kind and unselfish hearts. Your gift inspires me to become more like that in my business. Thank you for the encouragement. Jackie C. - Fellow Realtor
Just wanted to let you know how much we appreciate everything you done for us regarding the selling of our house. We found you very professional, knowledgeable, warm and friendly and an expert at “short sales.” We have already recommended to many others and will continue to recommend you. Thank you again and continued success! Scott and Marta Scott and Marta
Angie and I want to tell you we GREATLY appreciate your patience and willingness to help us through the whole ordeal. You are by far one of the nicest and most helpful people I have met. Thank you again from our family to you. Aaron and Angie
I chose Andy after talking to at least 6 other agents. He was the first one who gave me straight answers without all the "FLUFF" when we were considering putting the house on the market for sale. I loved working with Andy. He was just a call or text away if I had a question. I always got straight to the point, honest answers from him. He worked hard to sell our house quick! And a very nice guy too! Thanks Andy! Laura
My name is Al Harris and I recently sold my home thanks to Mr. Ackerman. I had my home on the market for two years and went through 4 different real estate agents. Mr. Ackerman contacted me and ask me for one opportunity to sell my home. I was skeptical at first, but thought what did I have to lose. Mr. Ackerman had methods and knowledge that no other sales agent had. To start off he listed my home on a virtual tour, his private blog, and other tools I had never seen any other agent do. He provided more clients and actual showings from his wide client base. He also knew the right price point to sell the house. Andy also handled all the ins and outs with repairs and closing to speed up the closing. I recommend him to all my friends, family members, and people in general. I was truly impressed with this young man. Thanks again Al Harris Al
Professional, knowledgeable, and could not have asked for a better agent first time home buyer. He is very patient and made this an easy purchase process all the way thru the closing procedures Ira
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